By Richard Boehm, CFP®
Are you thinking about retirement yet? If not, you probably should be. There’s much more that goes into planning for retirement than most people realize. Failing to plan ahead can mean the difference between starting retirement with fear and starting it with confidence. Learn more about the most important considerations to keep in mind as you plan for the future.
Richard Boehm is chief executive officer and founder of Unified Wealth Management, a family owned and operated independent financial planning and wealth management firm. With over 25 years of experience, Rich serves high-net-worth executives, professionals, and retirees nationwide, with offices in Westport, CT, and Scottsdale, AZ. Using the firm’s proprietary process, The True Bearing Roadmap, Rich provides a holistic approach to wealth management, analyzing his clients’ entire financial situation and designing strategies to help them pursue their goals and live rich, meaningful lives. He leaves no stone unturned as he unifies the key elements of his clients’ financial lives, from planning for taxes, retirement, and distributions to risk management and planning for your estate and investments.” Rich prioritizes building long-term relationships with his clients, treating them like family and making an impact on their lives.
Rich is a CERTIFIED FINANCIAL PLANNER™ professional and holds a bachelor’s degree in accounting and finance from the State University of New York College at Oswego. Rich gives back to his community by dedicating time and resources to a variety of charitable organizations and even founded a non-profit organization to support causes that matter to him. Outside of work, Rich loves spending time with family and friends, playing tennis, cycling, and entertaining guests. To learn more about Rich, connect with him on LinkedIn.
Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.
Financial planning is a tool intended to review your current financial situation, investment objectives and goals, and suggest potential planning ideas and concepts that may be of benefit. There is no guarantee that financial planning will help you reach your goals.
Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a required minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA. Likewise, it is important to remember that no investment strategy assures success or protects against loss. All investing involves risk which you should be prepared to bear.
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Winthrop Wealth, a registered investment advisor. Winthrop Wealth and Unified Wealth Management are separate entities from LPL Financial.